Everyone knows that auto insurance companies want to keep your business as long as possible. Insureds who shop around at least once a year are likely to switch to a new company because there is a significant possibility of finding coverage at a cheaper rate. A recent study showed that people who routinely compared quotes saved as much as $70 a month compared to drivers who never shopped for cheaper rates.
If finding the cheapest rates on Mercedes-Benz SLS AMG insurance in El Paso is why you’re here, then having an understanding of how to get price quotes and compare insurance rates can help simplify the process.
The best way we recommend to save on auto insurance rates in El Paso is to make a habit of comparing prices annually from insurance carriers who provide car insurance in Texas. Drivers can shop around by completing these steps.
- Read and learn about how companies price auto insurance and the factors you can control to prevent rate increases. Many risk factors that drive up the price such as speeding tickets, careless driving and an unfavorable credit rating can be remedied by making minor changes to your lifestyle.
- Request rate estimates from direct carriers, independent agents, and exclusive agents. Exclusive agents and direct companies can give quotes from one company like Progressive or Allstate, while agents who are independent can quote rates from multiple companies. Select a company
- Compare the new rates to your current policy premium to see if cheaper SLS AMG coverage is available. If you find a better price and decide to switch, ensure there is no coverage lapse between policies.
- Tell your current agent or company to cancel your existing policy. Submit the signed application along with the required initial payment to the new company. Immediately upon receiving it, keep the new proof of insurance certificate somewhere easily accessible.
An important bit of advice to remember is to try to use identical coverage information on every quote request and and to analyze every company you can. This helps ensure an accurate price comparison and a complete price analysis.
When comparison shopping, comparing a wide range of rates helps increase your odds of locating the best offered rates. Some insurance companies are not set up to provide El Paso SLS AMG insurance quotes online, so it’s recommended that you also compare price estimates from them, too.
The providers in the list below have been selected to offer price comparisons in El Paso, TX. If multiple companies are shown, it’s a good idea that you visit several of them in order to get a fair rate comparison.
Compare prices but buy from a local El Paso insurance agency
Many drivers still prefer to have an agent’s advice. The biggest benefit of comparing auto insurance online is you may find the best rates and still buy from a local agent. Supporting local insurance agencies is especially important in El Paso.
After filling out this simple form, your insurance data is emailed to participating agents in El Paso that can provide free El Paso auto insurance quotes for your business. It’s much easier because you don’t need to leave your computer because prices are sent straight to your inbox. You can find the lowest rates without a big time investment. If you have a need to quote rates from a specific auto insurance provider, you just need to search and find their rate quote page and complete a quote there.
The difference between El Paso auto insurance agents
When looking for a reputable agency, it helps to know the two different types of agencies that differ in how they can insure your vehicles. Insurance agencies in El Paso are categorized either exclusive or independent (non-exclusive).
Independent Agents
Agents that elect to be independent often have affiliation with several companies so they can write business with any number of different companies and get you the best rates possible. If you are not satisfied with one company, they simply switch companies in-house without you having to go to a different agency. When comparing auto insurance prices, we recommend you compare prices from multiple independent agents in order to compare the most rates.
Listed below is a partial list of independent agents in El Paso that may be able to provide free auto insurance quotes.
Colonial Insurance
1515 Lee Trevino Dr – El Paso, TX 79936 – (915) 590-4099 – View Map
Pan American Insurance
7399 Alameda Ave – El Paso, TX 79915 – (915) 772-9000 – View Map
Home Insurance Agency
1760 Airway Blvd – El Paso, TX 79925 – (915) 771-8552 – View Map
Exclusive Auto Insurance Agents
Agents that choose to be exclusive have only one company to place business with such as AAA, Allstate, and State Farm. They are unable to give you multiple price quotes so you might not find the best rates. Exclusive agencies are well schooled in insurance sales which helps overcome the inability to quote other rates.
The following is a list of exclusive agents in El Paso who can help you get rate quotes.
Sandra Serna – State Farm Insurance Agent
10965 Ben Crenshaw, Ste D3 – El Paso, TX 79935 – (915) 591-0727 – View Map
Elizabeth Campos – State Farm Insurance Agent
9411 Alameda Ave o – El Paso, TX 79907 – (915) 860-7980 – View Map
Manny M Casillas – State Farm Insurance Agent
1212 N Yarbrough Dr #105 – El Paso, TX 79925 – (915) 591-2288 – View Map
Choosing an car insurance agent requires more thought than just the quoted price. These are some questions your agent should answer.
- Does the agency have a current Errors and Omissions policy?
- If your car is in the repair shop, do you have coverage for a rental car?
- If they are an independent agency in El Paso, which companies do they recommend?
- Are there any hidden costs in their price quote and does it include driving and credit history?
- Who is covered by the car insurance policy?
- How often do they review coverages?
Upon getting good responses to all your questions and a low price estimate, you have narrowed it down to a car insurance agent that meets your needs to adequately provide auto insurance. But keep in mind consumers can cancel coverage when you choose so never feel that you are obligated to a specific agent with no way to switch.